The Basics of Baccarat


Baccarat is an elegant casino game that has been adapted into several films and shows. Its popularity has created a whole lot of variations on the rules but the fundamentals remain the same. The game is a simple one with just two main bets, the Player and Banker bets, but this hasn’t stopped online casinos from offering a whole host of side bets to choose from. Some of these bets can cost a fortune and should be avoided.

There are from seven to 14 seats for players and a dealer’s area in a traditional baccarat table. The first step in the game is to place your chips on the appropriate box. Once everyone has placed their bets, the dealer then deals out two cards to each hand. A third card is then dealt to the Player or the Banker depending on the outcome of the previous two cards. The winning hand is the one that is closest to nine points. Picture cards and Tens are worth zero points, while Cards numbered from 2 to 9 have their face value and the Ace is valued at one point. When adding up the total points, remember that the final digit should always be rounded down to the nearest number (eg 8 is 6, 9 is 1).

If the first two cards produced are both a ‘natural’ (i.e. 8 or 9) then both the player and the banker win. However, if the first two cards are of equal value then it is a tie. The winner is determined by a simple mathematical process.

A winning Banker bet pays out 1 to 1, but in baccarat a 5% commission must also be paid to the dealer. The commission is collected in the commission box and this is how casinos make money from the game.

Winning Player bets pay out 9 to 1. But this doesn’t mean that you can win every round. You need to have the most accurate prediction on which hand will be closer to nine, but even then there is a chance that you will lose.

The popular game of baccarat has become extremely common in the UK and around the world thanks to its ease of play, high payouts and simplicity. It is available at many online casinos and is a perfect choice for newcomers to the game of casino gambling.

While there are a few differences in the rules of the game between offline and online casinos, most online versions follow similar basic principles. The game is usually played with 8 decks of cards, but this can vary from site to site. The House Edge is slightly lower when the game is played with fewer decks, but it does reduce the player’s potential winnings. This is why many online casinos are switching to fewer decks. However, there are some operators that still prefer to use a full 8 decks. These operators typically offer a higher House Edge for the Banker bet and a lower House Edge for the Player bet.