How to Play Baccarat


Baccarat is a card game that is played in casinos across the world. The basic objective is to make the best bet on the hand that is closest to nine points. There are several variations of the game, but the basic rules are the same for all of them. Regardless of the variation, the goal of the game is to get the hand that is closer to nine than the banker.

Usually, baccarat is played with six or eight decks of cards, though it is sometimes played with as many as twelve. Players and the dealer each have a specific section of the table to place their chips in. When playing, it is best to familiarize yourself with the rules of the game before starting to play. You can also get tips from other players.

The simplest way to play is by sticking with the Banker’s bet. If the player has the best hand, they win the bet. However, the banker can make a decision based on information he or she has about the player’s hand. If the player’s bet wins, the banker pays the player 95% of their bet. If the player’s bet loses, the banker can continue to bet on their own hand.

In addition to the Banker’s bet, a third bet can be placed on either the Player’s hand or the Banker’s hand. The banker has to stand on any total of six or seven, while the player has the option to call for a third card. The Banker can then choose to draw or stay on the bet.

If the player’s hand has a total of 0-6 or 7-9, a third card is drawn. The third card is dealt face up, and the player or the banker can decide to draw that card. The banker may have the same card, or a similar one, of the same value. If the Player’s hand has a total of 0-5, the Player can call for a third card.

In Baccarat, every card has numerical value. The ace is worth one point, while the tens and pictures count as zero. All other cards are equal in value to their face value. The first two cards totaling 8 or 9 are called ‘naturals’. This is the highest score in the game.

If the player’s hand has more than nine, the second and third cards are not a part of the winning hand. The first two cards totaling 6 or 7 are a ‘tie’. When the ties are matched, the player bets on the tie. If the tie is a winner, the player gets an 8-to-1 payout instead of losing the bet.

If the player’s bet is winning, the banker can choose to stand on the bet or draw a third card. If the banker chooses to stand, they are paying the player a 5% commission. This reduces the payout odds to 19-20.

The last digit in the total is not that important, but if the first two cards total eight or nine, the player and banker are deemed winners. If the tie is a winner, they pay an 8-to-1 payout.